First conceived of (by Dr. Marius Barnard) and offered in South Africa in 1983, critical illness insurance has expanded to markets throughout the world. Critical illness insurance is part of a larger class of insurance products referred to as living benefits. Living benefits, as the name implies, provide a benefit if the covered person is…
DetailsWhether or not you need life insurance is something that should be given careful consideration. You will need to consider such things as: What purpose would the money be used for? How much do I need? What kind of life insurance is the best? Such questions can be overwhelming. A licensed advisor can help you…
DetailsKey Person Insurance Does your business need it? Key person insurance is purchased to provide some financial stability to a business in the event of a tragic and unforeseen event which results in the temporary or permanent loss of the services of a key person. If you’ve never heard of key person insurance, you might…
DetailsSeems like everywhere you look there is an article or report about marijuana legalization in Canada. How will it be dealt with in this regard? In that regard? How much will it cost? How many new users? What about… well, here is another one. How will marijuana legalization affect your life insurance? Last month, I…
DetailsIf you’re like me, and you knew something was wrong and you’d seen your doctor about it, I bet you’d want to see a specialist soon and get the situation addressed as early as possible. Well it doesn’t always work that way. In my case, I learned that I had a hernia in the spring…
DetailsA while back I wrote a piece on Key person insurance. A good Key Person Insurance strategy can be really helpful in protecting your company against losses as a result of a key person’s sudden or unexpected loss of ability to come to work. One reader asked if a Key Person Insurance strategy could protect…
DetailsA few weeks back I wrote a short missive entitled “Who Knows You?” Today, I am undertaking to republish that article with some minor modifications. Please let me know if the concept of effective business networking resonates with you. More importantly, share this article with your networks. Have you ever heard the saying: “It’s not…
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